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What credit score do you need for the best credit cards for cruising?
The Capital One Venture Rewards credit card is a favorite for its low annual fee ($95) and the opportunity to earn two miles per dollar spent on all eligible purchases. The miles you earn can be redeemed like cash when paying for airfare, which means you might be able to cover the cost of your flights to the cruise. Alternatively, you can use miles to “erase” travel-related charges to your credit card. Cardholders can redeem miles in the form of statement credits, which is another incredibly useful perk if you want to temper that extra spending in port.
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The information related to the Disney® Visa® Card and Disney® Premier Visa® Card the credit card has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card. The Capital One Venture Rewards Credit Card offers travel accident insurance and offers up to $100 in credit toward the application fee credit for TSA Precheck or Global Entry. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. The Ascent is a Motley Fool service that rates and reviews essential products for your everyday money matters. Avoid charging more than you can pay off quickly just to earn the sign-up bonus.
Amex Blue Business Plus Card — Best for No Annual Fee & Cash-Back
There are many excellent travel cards, making finding the right one for you a matter of some research. Here are a few things to consider in comparing credit card options before you set sail. New cardholders are also eligible to earn 75,000 miles after spending $4,000 on purchases within three months of account opening. That’s on top of earning 10X miles on hotels and rental cars booked through Capital One Travel, 5X miles on flights booked through Capital One Travel and 2X miles on all other purchases.
The 7+ Best Credit Cards for Booking Cruises [2024] - Upgraded Points
The 7+ Best Credit Cards for Booking Cruises .
Posted: Wed, 03 Apr 2024 07:00:00 GMT [source]
The card combines elite travel benefits and perks like airport lounge access, with excellent point earning and redemption options. Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road. Although several major cruise lines offer cobranded credit cards, using a more general travel rewards card will usually offer greater value. Below, CNBC Select breaks down the best credit cards for cruises and why it may not be what you initially thought.
How do I book a cruise with Chase Sapphire Preferred?
Our list of the best credit cards for cruises includes a boatload of cards you’ll want to have on board before you sail off into the sunset. Other benefits include comped checked bags on American flights, plus discounts on in-flight food and drink purchases. When using the card for trips booked with American Airlines Cruises, you’ll earn two miles per dollar spent. You’ll also double dip your way to AAdvantage elite status both by using the card to pay for the sailing and for using the airline’s dedicated cruise site.
Brittney started her writing career in the world of science, putting her physics degree to good use. Her journey into finance started with building her personal credit, but soon grew into a borderline obsession with credit cards and travel rewards. For the last 7 years, she has enjoyed the ability to share her expertise with readers, as well as the opportunity to interview companies and individuals making an impact on our financial lives. It's a good idea to save for your cruise ahead of time so you can pay it off right away. But if you think you'll need a few months to pay off a cruise or related expenses, a card with an intro APR offer could be useful. The best 0% intro APR cards give you a year or more to pay off your purchases without incurring any interest fees.
We use data-driven methodologies to evaluate financial products and companies, so all are measured equally. You can read more about our editorial guidelines and the credit card methodology for the ratings below. Cardholders of The Platinum Card® from American Express are entitled to the benefits of the American Express Cruise Privileges Program when they book at least five nights. You’ll get access to benefits like a credit of up to $300 redeemable toward dining and spa services onboard, plus amenities like wine, champagne and chocolate. For AmEx Platinum's baggage insurance plan, eligibility and benefit level varies by card.
Best Credit Cards for Cruises for 2024 The Ascent - The Motley Fool
Best Credit Cards for Cruises for 2024 The Ascent.
Posted: Fri, 12 Apr 2024 16:09:17 GMT [source]
Active cruisers in particular will enjoy the ship, which offers water sport equipment and electronic bikes to use in port. Try this out on… Celebrity Beyond, the newest ship from the Readers' Choice Award-winning cruise line, which is sailing around the Mediterranean this summer. It features the cruise line’s first Daniel Boulud restaurant at sea, where you can take advantage of your onboard credit. All products featured on Condé Nast Traveler are independently selected by our editors. However, when you buy something through our retail links, we may earn an affiliate commission. Our experts have been helping you master your money for over four decades.
The Citi Premier Card makes sense if you want to earn travel rewards (that can be redeemed for cruises) on your travel and everyday purchases. All of this means that it’s a great time to start earning rewards for your next cruise. The Ink Business Preferred card is one of the best business credit cards to book a cruise. Be careful when using an American Express card to purchase gift cards. Each card’s terms can vary, and many state that gift card purchases don’t count toward welcome bonus minimum spending or bonus points.
Considering all of the costs that go into taking a cruise (cruise fare, airfare, hotels and so on), you’re also probably wondering about travel insurance. Many of the best travel cards offer travel insurance — such as trip cancellation and interruption insurance, baggage insurance and emergency travel services. The Amex Gold card offers excellent earning potential — 4x points — at U.S. supermarkets, which means you can use it to purchase cruise line gift cards. A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.
If earning American Airlines elite status is a priority, this card can help get you there. The airline’s new loyalty points system allows you to spend your way to status without ever setting foot on a plane—including when paying for a cruise with the card. Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team. When you take a cruise from the U.S. with a U.S.-based cruise line, your on-board purchases don't typically incur foreign transactions fees. Even if it's in U.S. dollars, it will likely route through a foreign bank.
Interest fees can add up quickly, and can outpace a sign-up bonus if you let them collect too long. 5x points on flights and 10x points on hotels and car rentals through Chase Travel℠. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers.
For more details, please see our full review of the Bank of America Premium Rewards credit card. Alternatively, use the card for an everyday high spend category, such as groceries and save your cash back for a future cruise purchase. If you book a cruise with the Chase Sapphire Preferred® Card, you’ll enjoy travel protections if the trip is canceled, interrupted or delayed.
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